Did you know that most mortgages have two parts to them, interest and principle. Consider changing that type of mortgage you are using to finance your house and switching to an interest only mortgage! By doing this, you will be able to free up the cash that you are currently using to paying for the principle part of your current mortgage and then apply that money to your own investment vechile like a Roth IRA and an American (think safety) based mutual fund.

When I talk with folks like you, I like to assume a 11.2% rate of return. I like to be conservative and use the worst investment horizon I can find and then for a long time investment horizon. If I had started putting my money in the stock market in 1928, very soon the great stock market crashed, and I would of suffered a decline of 40% in my net worth worth! It would of taken ten years for my initial money to recover back to it's original value. While still putting money away on a monthly basis, my investments then would have had to suffer though World War II, the "post war" years, and the Korean War before the stock market really woke up. If in 1988, I then pulled my money out of the market, I would have realized a 11.2% rate of return!

By applying this wealth creating principle, I believe you will greatly help yourself.

I hope this makes sense to you. To get started on your own new wealth creation plan. Please email me Ray Bordt or call me at 919-612-1320 or start the process at "getting the right type of loan for me" with American Dream Residential

Ray Bordt
Loan Officer
American Dream Residential